Setting up a Pricing Plan

The Account Analysis Pricing Plan Information window lets you define specific pricing codes, descriptions, tiered and non-tiered fees, and quantity details for each Account Analysis plan you add. You can also display and maintain details of existing Account Analysis plans for the current month, and for the prior month if within the adjustment days (Adjustment Days field on the Account Analysis Rates window).

When you create a new Account Analysis plan or copy an existing Account Analysis plan using the Account Analysis Pricing Plans window, click the Details icon button to transfer to the Account Analysis Pricing Plan Information window to complete all plan details. From the Portico Explorer Bar, click General Operations from the Operations menu. On the General Operations menu bar, click Account Analysis, point to Administration, then click Pricing Plan Information.

Account Analysis Pricing Plan Information

How do I? and Field Help

The most current month available is displayed initially. Click the left and right arrow to scroll through the plans. Click the print icon button to print the plan information.

To display the plan for a specific month, select the month from the Month drop-down list, then click the green arrow. The most current month available is displayed initially. Previous month data may be requested based on the number of months specified in the History Retention field in the Account Analysis section on the Credit Union Profile - Products & Services tab. Keyword: RM
To display a specific plan, select the plan from the Plan drop-down list, then click the green arrow. Keyword: PL
To search for a specific pricing code, enter the three-digit pricing code in the Code field (Length: 3 numeric), then click the green arrow. The system will display the list beginning with the pricing code entered. If no code is entered, the system will list the pricing codes in ascending sequential order starting with 101. Keyword: CS

In the Plan Information group box...

Field	Description
Name	The name associated with the plan. Length: 20 alphanumeric Keyword: N1
Status	Click the down arrow and select Active to activate the plan. New plans are defaulted to Active. You cannot change the Status field to Inactive if the plan has members assigned to it. Keyword: S1
Default All	Select the Default All check box to copy all of the pricing codes from the Account Analysis Pricing Default Codes window. You can only use the Default All check box if no pricing codes exist for the plan. Keyword: DA

Field

Description

Name

The name associated with the plan.

Length: 20 alphanumeric

Keyword: N1

Status

Click the down arrow and select Active to activate the plan. New plans are defaulted to Active. You cannot change the Status field to Inactive if the plan has members assigned to it.

Keyword: S1

Default All

Select the Default All check box to copy all of the pricing codes from the Account Analysis Pricing Default Codes window. You can only use the Default All check box if no pricing codes exist for the plan.

Keyword: DA

In the Fee Options group box...

Field	Description
Charge Type	Click the down arrow to select Soft Dollar, Flat Fee or Hard Dollar. Flat fee - All event driven activity is captured and accumulated for a potential analysis fee. For example, a stop pay set up charge will not be assessed, instead the event will be passed to an analysis pricing record for counting. The actual charge will be considered as part of the overall cost of the services for the member on Account Analysis. If the earnings credit allowance is less than the total cost of services provided, the member will be charged the flat fee amount regardless of the total cost of the services incurred. The flat fee can be overridden at the member-level on the Account Analysis dialog box. Soft dollar fee - All event driven activity will be captured and accumulated for a potential analysis fee. For example, a stop pay set up charge will not be assessed, instead the event will be passed to an analysis pricing record for counting. The actual charge will be 'soft dollar' charged through Account Analysis if the earnings credit allowance is less than the total costs of services provided. If the total cost of services exceeds the maximum fee allowed, then the maximum fee is the amount debited from the member's master share draft account. Hard dollar fee - All event driven activity will be captured through the analysis process to generate an analysis for future reference. The member is 'hard dollar' charged at event time for regular fees/services provided through the daily Portico processing. If the member is set up on Account Analysis during the current month, they will continue to be hard dollar charged until the following month regardless of whether the Charge Type field is Flat fee or Soft dollar. Keyword: TC
Flat Fee	The default flat fee amount. If the calculated Earnings Credit Allowance is less than the total cost of services provided and the charge type is flat fee, then the flat fee is debited from the member's Account Analysis master share draft account. The Flat Fee amount must be greater than zero, if the Charge Type field is Flat fee. Length: 6 numeric Keyword: FF
Max Fee	The maximum fee amount to be charged to the member's account for Account Analysis fees incurred. If the charge type is soft dollar, the earnings credit allowance is less than the total cost of services provided, and the maximum fee amount is less than the cost of services (less the earnings credit allowance), then the amount in the Max Fee field is the maximum amount that will be debited from the member's Account Analysis master share draft account. If the maximum fee amount is greater than the final cost of services (i.e. less the earnings credit allowance), then the total costs of services will be debited from the member's Account Analysis master share draft account. Length: 6 numeric Keyword: MX
GL Account	The general ledger that will be credited the fee income generated from the Account Analysis plan. The GL account will be credited as a result of the final cutoff run of Account Analysis. Length: 6 numeric Keyword: GL

In the Pricing Plan Code Defaults grid, click Add to add a blank row to the grid. Click the left and right arrows to scroll through the list of pricing codes.

Column	Description
Delete	To remove a pricing code, select the Delete check box next to the pricing code you want to remove. Click the Change down arrow and select All to remove the pricing code on all plans, current month and previous months, or select Current to remove the pricing code on plans for the current month only. You can only remove a pricing code to the previous month's plans if you are within the adjustment period defined in the Adjustment Days field on the Account Analysis Rates window. You cannot delete or remove system generated pricing codes (101-499); however, you can remove them from specific plans using the Account Analysis Pricing Plan Information window.
Code	The system-generated or user defined pricing code associated with the credit union service provided. Pricing codes 101-499 are system-generated. Pricing codes 500-999 are user-defined. A fee may be assigned for each pricing code. The fee is used to calculate the total fee based on the volume captured for each service code. For example, the member is set up for soft dollar or flat fee charge on the Account Analysis dialog box. When a stop pay is added for a share draft account specified on the Account Analysis dialog box and the stop pay's Fee check box is selected, the share draft stop pay counter will be increased by 1 and the actual fee will not be hard dollar charged in the back-office cycle. You cannot post system generated codes 102-499 on the Account Analysis Member Posting window. Only the 101 pricing code, user-defined codes 500 - 899 and 900 - 999 external pricing codes can be posted. Length: 3 numeric Keyword: CD
Debit/Credit	Indicates if the required balance calculation associated with this pricing record should be a debit or credit to the total costs of services. Click the Debit/Credit down arrow and select Debit to increase the total costs of service or select Credit to decrease the total costs of service. Changes cannot be made to the Debit/Credit field for system-generated pricing codes 101-499. Keyword: I1
Name	The system-defined description for pricing codes 101-499, and user-defined and external pricing codes 500-899 and 900-999. Changes to the descriptions for system generated pricing codes are not allowed on the Account Analysis Default Pricing Codes window, but are allowed on the Account Analysis Pricing Plan Information window. User-defined and external descriptions (500-899 and 900-999) can be updated on both Account Analysis Default Pricing Codes window and Account Analysis Pricing Plan Information window. Changes to the descriptions on the Account Analysis Default Pricing Codes window will not impact existing plans, unless the Change field specifies All. On the Account Analysis Member Posting window and Account Analysis Current Month Tracking dialog box, the description will be populated from the member's Account Analysis plan and may not be changed. Length: 20 alphanumeric Keyword: D1
Fee 1, 2 and 3	The unit price associated with the pricing code and Qty 1 volume. If tiered pricing for the pricing code is not used, enter 99999 in the Qty 1 field and the unit price in the Fee 1 field. Then, enter 00.000 in the Fee 2 field and Fee 3 field and 00000 in the Qty 2 field. Length: 6 numeric including decimal Keyword: F1, F2 and F3
Qty 1 and 2	The volume associated with the Fee 1 field. If tiered pricing for the pricing code is not used, enter 99999 in the Qty 1 field and the unit price in the Fee 1 field. Then, enter 00.000 in the Fee 2 field and Fee 3 field and 00000 in the Qty 2 field. Length: 5 numeric Keyword: Q1 and Q2
Auto Build	This option is only valid for the 101 pricing codes and user-defined and external pricing codes 500-899 and 900-999. A value of No indicates that the pricing record will not be automatically built each month. For such pricing records, the pricing records will not appear on the Account Analysis Current Month Tracking dialog box until the counter has been incremented (when event driven activity occurs). The valid values are: All - Automatically build a pricing record each month for all of the member's share draft accounts. Draft - Automatically build a pricing record for only the member's master share draft account. No - Do not automatically build a pricing record for any of the member's share draft accounts. System default. Keyword: AB
Last Changed	The last date that the pricing code was changed.

Pricing codes set up on the member's Account Analysis plan at month-end are those that will be considered for analysis charges at month-end for the members assigned to the plan if the members have incurred activity against these pricing codes.

If the plan or any pricing codes on the plan are changed after month-end processing, the old plan and it's pricing codes will be reflected on the Shares - Account Analysis tab, any preliminary report reruns, and the Account Analysis Statement. The new plan will only apply to current month data.

You can only change the previous month's plans within the adjustment window (Adjustment Days field on the Account Analysis Rates window). You can never change the 112 pricing code's fee on the previous month's plans. Changing the pricing code details on the previous month's plans will affect tracking records displayed/considered and their costs on the final analysis/Shares – Account Analysis tab for all members who were assigned to the plan at month-end.

You cannot deactivate a plan that has members assigned to it.

Both individual and composite codes cannot be defined on the plan on the Account Analysis Pricing Plan Information window.

Account Analysis History is kept for the number of months specified in the History Retention field in the Account Analysis section on the Credit Union Profile - Products & Services tab.

Click Save to save the plan information.

General Ledger Effects: none

Related Reports: Account Analysis Rules Changes Report 991

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