Adding a Relationship Pricing Plan

The status of the Relationship Pricing plan. The valid values are:

A - Active. The plan is active and will run on the frequency specified in the Frequency field on the Relationship Pricing Plans window and the benefits associated with this plan will be applied to the enrolled members. System default.

I - Inactive. The plan is inactive and cannot be scheduled to be run.

The name of the relationship pricing plan.

Length: 18 alphanumeric

Click the Update Member down arrow to indicate how a member eligible for the plan will be updated. The valid options are:

A - Automatically enroll the member in the plan by updating the Current Plan Information group box on the Relationship Pricing Plan dialog box. Once the Current Plan Information group box is updated, the member is eligible for the plan's benefits. A notice can be generated notifying the member they have qualified for a plan.

Q - Qualify the member for enrollment in the plan by updating the Qualified Plan Information group box on the Relationship Pricing Plan dialog box. To enroll the member in the plan, you must manually update the Current Plan Information group box on the Relationship Pricing Plan dialog box. Once the Current Plan Information group box is updated, the member is eligible for the plan's benefits. You may want to use this option if you require that the member sign-up for the plan. A notice can be generated notifying the member they have qualified for a plan.

The priority of the Relationship Pricing plan. Priority determines the order of importance between the plans. Priorities occur in ascending order, starting with 01. You can manually rearrange the pricing priorities as you like. If a member qualifies for more than one plan, the plan priority determines which plan the member is enrolled in. If a member is in more than one plan, the member will only be active in the plan with the highest priority. The member will remain in the plan with the lower priority but the status for this plan for this member will be inactive. If the member no longer qualifies for the higher priority plan and qualifies for the lower priority plan then the higher priority plan becomes inactive and the lower priority plan becomes active. A plan for a member can always be manually deleted.

The valid values are 01-98.

Length: 2 numeric

Keyword: PR

The second field of XX indicates the total number of relationship pricing plans that are set up. This field is non-maintainable.

Click the Member Statement down arrow to indicate if the Relationship Pricing Plan Name should print on the member’s statement. The valid values are:

N - No, do not print the Relationship Pricing Plan on the member’s statement. System default.

Y - Yes, print the Relationship Pricing Plan on the member’s statement.

Note: If you are using Statement 2000 or Enhanced Statements and the Print Plan Name on Statement check box is selected on the Relationship Pricing Plans window, you will need to get with your statement processor to ensure that they print the Relationship Pricing Plan Name on the member statement.

The number of days, months or years the member must be a member to qualify for the relationship pricing plan. Select Days, Months or Years from the drop-down list. If the difference between the qualification run date and the date in the Date Joined field on the Contact Information tab is equal to or greater than the value in the Length of Membership field, the member has met the qualification criteria.

The qualifying age for relationship pricing plan.

Length: 3 numeric

Select a qualifier from the drop-down list to use age as part of the criteria for the relationship plan. The valid options are:

Blank - System default.

EQ - Equal to the age.

GE - Greater than or equal to the age.

LE - Less than or equal to the age.

For example, if part of the criteria is to offer a plan to members age 25 or older, enter 25 in the Age field, then select Greater than or equal to the age from the drop-down list.

Select the Credit Union Employee check box to base the selection criteria on whether the member is a credit union employee. Portico verifies the Account Restrictions field on the Contact Information tab.

Select the Auto Transfer Loan Payment check box to base the selection criteria on whether the member makes loan payments through auto transfer. The loan balance must be greater than zero for auto transfer to be considered as a qualification. Portico checks the Method field on the Loans - Payment tab.

Select the Direct Deposit check box to base the selection criteria on whether the member deposits funds in the credit union through ACH and payroll. Portico verifies the Member Payroll Maintenance dialog box.

Select the Payroll Net Check check box to base the selection criteria on whether the member has payroll net check. Portico verifies the Member Payroll Maintenance dialog box.

Select the Mortgage Loan check box to base the selection criteria on whether the member has a mortgage loan. Portico checks the Loans tab.

Select the Credit Card check box to base the selection criteria on whether the member has a credit card through the credit union. Portico verifies the Credit Card Information dialog box.

Select the ATM Card check box to base the selection criteria on whether the member has an ATM card with the credit union. Portico checks the ATM Card Maintenance dialog box to see if the member has an active ATM card.

Select the Debit Card check box to base the selection criteria on whether the member has a debit card with the credit union use. Portico checks the Debit Card Maintenance dialog box to see if the member has an active debit card.

Select the Online Banking check box to base the selection criteria on whether the member uses online banking. Portico verifies the Online Banking Start Date field on the Online Banking Maintenance dialog box.

Select the Audio Response check box to base the selection criteria on whether the member uses audio response. Portico checks the last used date on the Audio ID Maintenance dialog box.

Select the Electronic Statement check box to base the selection criteria on whether the member uses electronic statements. The member will meet the qualification criteria if the Statement Media field on the Stmts/Reporting/Notices tab is E - Electronic.

The Ownership grid lists all the ownership types from the Ownership Type window. If an ownership type is selected, the member must have that ownership type to qualify for the plan. If no ownership types are selected, then all ownerships are included in the criteria.

The last date a change was made to the relationship plan.

The next date the system will run the relationship plans to examine if a member qualifies for the same plan or a different plan. The next date is based on the Frequency field for the plan on the Relationship Pricing Plans window.

Select the All Accounts check box to indicate if all accounts for a member should be included when qualifying a member for the relationship plan. In the Balance field, enter the total amount of all accounts required for qualifying a member for the relationship plan. For example, if the total of all shares and certificates must equal $50,000.00 in order to qualify for a plan, then enter $50,000.00 in the Balance field.

• If the All Accounts check box is selected and the Balance field is greater than $0.00, then any accounts selected in the Description grids in the Shares, Certificates and Loans group boxes will be excluded.
• If the All Accounts check box is not selected and the Balance field is greater than $0.00, then any accounts selected in the Description grids in the Shares, Certificates and Loans group boxes will be included.
• If the All Accounts check box is selected and the Balance field is greater than $0.00, and no accounts are selected in the Description grids in the Shares, Certificates and Loans group boxes, then all accounts will be included.

To qualify members based on account existence, enter 0.00 in the Balance fields for shares, certificates and loans. Members can qualify for the plan based on the share, certificate and/or loan types selected, regardless of the account balance. Share accounts with a closed date, certificates with a closed or inactive status, and loans with a charged-off status will be omitted from the qualifications.

Length of Balance field: 12 numeric including decimal point

To qualify a member based on combined certificate and share balances, select the All Shares and Certificates check box, then enter a minimum total balance in the Total Shares and Certificates Balance field. The total balance of all the member’s share and certificate accounts must be equal to or greater than the ‘value entered. When the All Shares and Certificates check box is selected and the Total Shares and Certificates Balance field is greater than 0.00, any accounts selected in the Description grids for shares or certificates will be excluded. When the All Shares and Certificates check box is not selected, but a value is entered in the Total Shares or Certificates Balance field, any accounts selected in the Description grids for shares or certificates will be included and must be equal to or greater than the value entered in the Total Shares or Certificates Balance field.

If the All Accounts check box is not selected, select the All check box in the Shares group box to include all share accounts for a member when qualifying a member for the relationship plan. In the Balance field, enter the total amount of all the accounts required for qualifying a member for the relationship plan. If any individual share types need to be excluded from the plan qualifications, you can select the share type in the grid.

• If the All check box is selected and the Balance field is greater than $0.00, then any share type selected in the Description grid will be excluded.
• If the All check box is not selected and the Balance field is greater than $0.00, then any share type selected in the Description grid will be included.
• If the All check box is selected, the Balance field is greater than $0.00, and no share types are selected in the Description grid, then all share types will be included.

To qualify members based on account existence, enter 0.00 in the Balance fields for shares, certificates and loans. Members can qualify for the plan based on the share, certificate and/or loan types selected, regardless of the account balance. Share accounts with a closed date, certificates with a closed or inactive status, and loans with a charged-off status will be omitted from the qualifications.

Length of Balance field: 12 numeric including decimal point

If the All Accounts check box is not selected, select the All check box in the Certificates group box to include all certificates for a member when qualifying a member for the relationship plan. In the Balance field, enter the total amount of all the accounts required for qualifying a member for the relationship plan. If any individual certificate types need to be excluded from the plan qualifications, you can select the certificate type in the grid.

• If the All check box is selected and the Balance field is greater than $0.00, then any certificate type selected in the Description grid will be excluded.
• If the All check box is not selected and the Balance field is greater than $0.00, then any certificate type selected in the Description grid will be included.
• If the All check box is selected, the Balance field is greater than $0.00, and no certificate types are selected in the Description grid, then all certificate types will be included.

To qualify members based on account existence, enter 0.00 in the Balance fields for shares, certificates and loans. Members can qualify for the plan based on the share, certificate and/or loan types selected, regardless of the account balance. Share accounts with a closed date, certificates with a closed or inactive status, and loans with a charged-off status will be omitted from the qualifications.

Length of Balance field: 12 numeric including decimal point