Viewing Available Funds
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The Available Funds Summary tab provides an inquiry-only view of a member's available funds. To access the Account Information - Available Funds Summary tab, under Member Services on the Portico Explorer Bar, click Account Information. The Overview tab appears on top. Click the Available Funds Summary tab. Locate the member using the search tool on the top menu bar. Select the down arrow to select the search method, then enter the search criteria. Select the green arrow or press ENTER to locate the member.
How do I? and Field Help
The Total Available Funds field displays the total amount available for withdrawal. The system uses the following calculation to determine this amount: Available Credit Amount + Available Shares Amount + Available Certificates Amount = Total Funds Available
If any of the amounts shown are negative, the system will subtract the amount. For example, the Available Credit Amount = $2,086.16, the Available Shares Amount = $1,950.80-, and the Available Certificates Amount = 0.00. The Total Funds Available = $135.36. (2086.16 - 1950.80 + 0.00 = 135.36)
The following information appears in the Shares group box.
| Field | Description |
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The sum of all current balances in each of the member's regular share accounts. Click the ... button to display the Share Balance Averages dialog box. The Share Balance Averages dialog box displays the average share balance for the past 6 months for each of the member’s share types. Length: 14 numeric including decimal |
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The sum of all share balances on which a share hold has been placed. Length: 12 numeric including decimal |
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The type of hold placed on the share account. The valid options are: Blank - No hold A - Z - Allows back office activity. Override teller ID required for online transactions. 1 - 8 - Does not allow back-office activity except dividend postings. Override teller ID required for online transactions. 9 - Does not allow back-office activity except dividend postings. Online transactions are not allowed. If 9 appears in this field, a date in the Close Account Effective Date field on the Shares - General tab, and the Pay Dividend on Closed Accounts check box is not selected on the on the Share Profiles - Dividends tab, the system will not pay dividends on the account. |
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The total amount that has been committed to loan payments through the automatic transfer of funds from the member's share accounts. Length: 12 numeric including decimal |
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The total amount that has been accumulated through payroll deductions and will be disbursed to payroll distributions on a future date. Click the ... button to display the Member Payroll Maintenance dialog box. Length: 12 numeric including decimal |
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The total amount of funds held for payroll distributions that will be posted in the next back-office cycle. Length: 10 numeric including decimal |
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The total amount of all share deposits received by check on which a check hold has been placed. Length: 12 numeric including decimal |
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The total amount of all authorized share holds placed on a member as a result of debit card merchant transactions. Click the ... button to display the Authorized Debit Holds dialog box. Length: 12 numeric including decimal |
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The sum of all shares pledged against loans. Click the ... button to display the Pledge Information dialog box. Length: 12 numeric including decimal |
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The sum of the minimum share balance for all the member's share types. Length: 12 numeric including decimal |
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The portion of the member's share balance that is available for withdrawal. Length: 14 numeric including decimal |
The Account Breakdown group box displays a graphical representation of the member's account breakdown. To rotate the pie chart or change the size of the pie chart, press ALT, hold down your left mouse button, and move your cursor over the pie chart to rotate the chart.
The Loans group box displays the following information:
| Field | Description |
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The sum of all credit limits granted to all secured open-end loans on the member's account. This amount will not be affected (decreased) by loan advances. Length: 12 numeric including decimal |
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The sum of all credit limits granted to all unsecured closed-end loans on the member's account. This amount will not be affected (decreased) by loan advances. Length: 12 numeric including decimal |
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The sum of all credit limits granted to all unsecured open-end loans on the member account. Length: 12 numeric including decimal |
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The sum of a member's closed-end loans. Click the ... button next to the Total Loans field to display the Loan Summary dialog box. The Loan Summary dialog box displays loan summary information including the number and amount of present loans, number and amount of cumulative loans, and the amount and type of the highest loan. Length: 12 numeric including decimal |
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The sum of a member's open-end loans. Length: 12 numeric including decimal |
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The net amount of funds available that can be advanced to the existing closed-end loans. Length: 12 numeric including decimal |
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The net amount of funds available that can be advanced to the existing open-end loans. Length: 12 numeric including decimal |
The Certificates group box displays the following information:
| Field | Description |
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The total of the current face value of all certificates held by the member. Length: 14 numeric including decimal |
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The sum of all certificates with a pledge code. Length: 12 numeric including decimal |
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The total of the current face value of all certificates held by the member less pledged certificates. Length: 14 numeric including decimal |
To access the Available Funds Summary tab, users must be assigned to the Teller - Basic, Teller - Advanced, or Member Services - User security group or you can add the MbrInfo - (Account Info) AvailFundsSum - Tab - View Only permission to a credit union-defined security group using the Security Group Permissions – Update window.
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