Charging Fees

To charge a fee for each balance inquiry, the Count Balance Inquiries check box must be selected on the ATM/Debit Processing Rules tab for the branch where transaction processing occurs. The Transaction Counters group box on the Debit Card Maintenance dialog box and the ATM Card Maintenance dialog box displays the number of inquiry transactions that were processed.

To charge a fee for each withdrawal transaction, the Update PTD W/D Counter check box must be selected on the ATM/Debit Processing Rules tab for the branch where transaction processing occurs. The Transaction Counters group box on the Debit Card Maintenance dialog box and the ATM Card Maintenance dialog box displays the number of ATM transactions and withdrawals that were processed.

To charge a fee for each POS transaction, the Count POS Transactions check box must be selected on the Credit Union Profile - Self Service tab for the branch where transaction processing occurs. The Transaction Counters group box on the Debit Card Maintenance dialog box and the ATM Card Maintenance dialog box displays the number of POS transactions that were processed.

The Free Transaction Counters group box on the EFT ID Processing Rules tab indicates the default number of free transactions allowed for the member when a new ATM ID or Debit ID is added for a member on the Debit Card Maintenance dialog box and the ATM Card Maintenance dialog box. The Free fields in the Transaction Counters group box on the Debit Card Maintenance dialog box and the ATM Card Maintenance dialog box allow you to specify the number of free transactions allowed at the member level.

The Total fields on the Debit Card Maintenance dialog box and the ATM Card Maintenance dialog box list the total number of free transactions allowed before a fee is assessed. The total is the number of free ATM transactions allowed plus the number of free ATM transactions allowed for the plan on the Relationship Pricing Plan Fee Benefits window.

When a surcharge is included with a Person to Person (P2P) credit transaction, Portico will adjust the transaction amount by the amount of the surcharge before crediting the account. The surcharge will be deducted from the deposit amount. For example, if the credit transaction amount is $50.00 and the surcharge is $ .50, the deposit amount will be $ 49.50.