Financial Transaction History

The Financial Transaction History tab displays a summary of a member’s past financial transactions. A unique code identifies the type of transaction performed on the member's account. A list of all the valid history codes with descriptions appears in the Portico History & IRA Codes Quick Reference Guide.

To access the Financial Transaction History tab, , under Member Services on the Portico Explorer Bar, select History/Reversals. The History tab appears on top. Locate the member using the search tool on the top menu bar. Select the down arrow to select the search method, then enter the search criteria. Select the green arrow or press ENTER to locate the member. On the History tab, select the Type of History down arrow and select Financial Transaction History.

You can also access an alternate left-to-right scrollable view of history by selecting F2 – Financial Transaction History – Alternate from the Type of History drop-down list. The same information appears in this alternate view of history. You can click the push pins in the column headings to “pin” the columns to the left and set them in place as you scroll horizontally through the “unpinned” columns.

How do I? and Field Help

You can refine your search criteria using the selection criteria group box:

Click the Account Type down arrow to select the type of accounts to review (Keyword: AT).

Click the Account ID down arrow to select a specific share type, note number or certificate number.

To specify a date range:

• Click the Earliest Date/Begin Date down arrow to select the earliest date of history to review from the calendar or enter the date in MM/DD/YYYY format. Keyword: BD / Safe Deposit Box Keyword: SE
• Click the Latest Date/End Date down arrow to select the latest date of history to review from the calendar or enter the date in MM/DD/YYYY format. Keyword: ED / Safe Deposit Box Keyword: EE

To specify an amount range:

• In the Begin Amount field, enter the lowest amount in the transaction history range you wish to review (Length: 12 numeric including decimal).
• In the End Amount field, enter the highest amount in transaction history range you wish to review (Length: 12 numeric including decimal).

To specify a CAN range:

• In the Begin CAN field, enter the lowest CAN in the transaction history you wish to review (Length: 5 numeric).
• In the End CAN field, enter the highest CAN in the transaction history you wish to review (Length: 5 numeric).

To specify a draft number range:

• In the Begin Draft Nbr field, enter the lowest draft number in the transaction history you wish to review (Length: 6 numeric).
• In the End Draft Nbr field, enter the highest draft number in transaction history you wish to review (Length: 6 numeric).

Click the Desc Type down arrow to select the description type you wish to review (Keyword: DE). The valid options are:

• No Description - Do not display the transaction description information.
• Reg E - Display the Regulation E description information on the second line for each EFT transaction. This is the same information that prints on the member's statement for EFT transaction(s).
• Mbr Stmt - Display description information other than Regulation E on the second line for each transaction. This is the same information that prints on the member's statement.
• Reg E and Mbr Stmt - Display both Regulation E description information and other description information on the second line for each transaction. This is the same information that prints on the member's statement.
• Expanded Trace - Display the expanded 17-digit trace number on the second line for each paid draft transaction. This is the same information that prints on the member's statement. This information will not print if the SHR DRAFT SUMMARY field is Y on the 390 Report Rules. This option also displays the value '4' if the check is a substitute going forward and the value '5' if the check is a substitute being returned.

If Mbr Stmt or Reg E and Mbr Stmt is selected, the old and new interest rates will appear on the description line of the history entry for an automated rate change (Loan Adjustable Rate Mortgage/Variable Rate Change window). The history code RC will identify the entry as a Portico Host 070 Transaction. Also, loan advances which have the history code LA will show both the old and new rates.

EFT transactions appear with a Y in the EFT column.

Click the Txn Type down arrow to select the transaction type you wish to review: All Transactions, Deposits & Payments, and Withdrawals & Advances.

For loans, selecting Deposits & Payments will retrieve any loan financial activity where the principal portion of the loan transaction is less than or equal to 0.00 (principal portions of loan payments are displayed as a negative value in the Financial Transaction History grid). Selecting Withdrawals & Advances will retrieve any loan financial activity where the principal portion of the loan transaction is greater than 0.00 (principal portions of loan advances are displayed as a positive value in the Financial Transaction History grid).

For share/share draft financial transaction history, select the Show Reg D Activity check box to display Reg D transaction activity.

Select the Show EFT Activity check box to display EFT activity.

You can display history in descending or ascending date order (Keyword: OR)

• Select the Descending Date Order option to sort the history in descending date order. Displays newest transactions first. For financial transaction history, the system displays the transactions in this order: certificates (from highest CD type to lowest), loans (from highest loan type to lowest), share drafts (from highest share type to lowest), and then shares (from highest share type to lowest). For share draft/NSF history, the system displays the highest-numbered share draft type and the newest non-sufficient record first.
• Select the Ascending Date Order option to sort the history in ascending date order. Displays oldest transactions first. For share draft/NSF history, the system displays the lowest-numbered share draft type and the oldest non-sufficient funds record first.

Select Search to use the selection criteria specified to search for history.Click Reset to clear the selection criteria and begin a new search.

Click the print icon button to display the Print Member History dialog box and print the contents of the Financial Transaction History grid.

To look up a member’s history using their old member number, select the Display History for check box, then enter the old member number. Old member number records remain on Portico the same length of time your credit union elects to retain history. For example, if you credit union retains 200 days of history, you will be able to look up old member numbers for 200 days. Draft accounts contain up to 45 days of history. The Credit Union Profile - History/Reversals tab contains the history preferences for the credit union.

If your credit union uses Nautilus Essentials, you can retrieve a copy of the member's statement from the Financial Transaction History tab. Click the statement retrieval button to open the Statement Retrieval dialog box. On the Statement Retrieval dialog box, select a statement type and statement date. Then, click Retrieve Statement.

The Financial Transaction History grid displays a summary of a member’s past financial transactions. Select the Expand All check box to expand all the rows or click the plus button to expand an individual row and view the history code and statement description. To sort transaction history in ascending or descending dollar amount, click the Txn Amount column. A down arrow to the right of Txn Amount indicates that the history is sorted by highest to lowest transaction amount. An up arrow indicates that the history is sorted by lowest to highest transaction amount. If your credit union uses the Portico print functionality, you can click the receipt details icon button to view an image of the transaction receipt.

Column Heading	Description
Expand All/Collapse All	Select the Expand All check box to expand all the rows or click the plus button to expand an individual row and view the history code and statement description.
Type	The type of transaction history: D = Draft, L = Loan, S = Share, and C = Certificate. The system will display a button in the Type column when one of the following ACH transaction codes appears in the Txn column: AC, ACE, AD, ADE, AN, ANE, AL, ALE, AP, APE, or LX. Click the D button to display the ACH History Inquiry dialog box. Reporting Analytics: Loan Type (Located in Loan/Member Loan History subject and History/Member Financial History subject)
ID	The share type if the Type column is S or D. The note number if the Type column is L. The certificate number if the Type column is C.
Post Date	The date the transaction was posted. If the SELECT DATE field on the 390 Report Rules specifies 1 (use business date), the network settlement date for an ATM transaction appears on the member's statement, but the actual date the ATM transaction occurred appears in history.
Time	The time the transaction was posted. As transactions are processed from multiple channels across the country (online banking, ATM, teller line, Shared Branching, etc.), all transaction timestamps are standardized to central standard time (CST). The time stamp is a key component in the overall sequencing of transactions to insure the order in which the member balance is impacted and the order in which the transactions were actually completed. If a credit union has branches in multiple times zones, the timestamps are the same regardless of which branch views the transactions or processes the transactions. The time stamp stored with system will always be CST. Portico does provide a branch-level option to adjust the time stamp printed on the member receipt.
Effective Date	The effective date of the transaction.
TL	The teller ID of the teller that performed the transaction.
TL BR	The branch where the transaction was performed.
R/Rev	Indicates if the transaction was a reversal.
CAN	The CAN assigned to the transaction.
Transaction Amount	The amount of the transaction.
After Balance	The balance of the account after the transaction.
Draft Nbr/Interest	The draft number associated with the transaction, if any. If your credit union uses Virtual Branch Links, you can access share and loan draft images from the Financial Transaction History tab. Click the underlined draft number to view an image of the draft. For loans, this column can display a loan draft number or the loan interest.
IRS Code/Late Charge	The IRS code associated with the transaction, if any. For loans, this column can display the late charge assessed the loan.
Txn	The Portico Host transaction code or history code associated with the transaction. You can hover over a cell in the Txn column to display a tool tip containing the history code description, without expanding the row.
Share Fee	The fee amount posted to the share account.
Refund	The refund amount disbursed with the transaction. Reporting Analytics: Refund Amount (Member Financial History subject in the History folder and Member Share History subject in the Share Folder)
Loan Principal	The amount of the loan payment that went to loan principal, or the principal amount of the loan advance. The principal amount of a loan payment will appear as a negative value.
Loan Interest	The amount of the loan payment that went to loan interest.
Late Charge/Fee	The late charge assessed the loan.
View	Click the view receipt icon button to display an image of the signed receipt or the scanned check or document. (Portico Print only). A view details icon button will appear when a detail record exists for the self service transaction. Click the view details icon button to display the Self Service Transaction Information dialog box.
EFT	Indicates if the transaction was an EFT transaction.
Rg D	Indicates if the transaction incremented the Period-to-Date Reg D Txns counter on the Shares - Activity tab. Reporting Analytics: REG D Flag (Located in Share/Member Share History subject and History/Member Financial History subject)
History Code Description	The history code description.
Statement Description	The statement describing the type of transaction. The description can be system generated or manually entered by a credit union user. For travel-related POS purchases, the statement description will include any travel-related charge that was procured at the same time of the ticket purchase. Travel-related charges for upgrades, meals purchased, or bags will be listed with their charge amount. If the additional charges exceeds the statement message limit, an additional zero dollar transaction will be listed including the remaining charges. The ticket number will be used as a reference to tie zero dollar transactions to the original ticket purchase transaction. For ACH items, the Statement Description field will display the company name, effective date, and batch description for fees assessed for paid or returned ACH items when posting the fees online. For incoming Person-to-Person (P2P) transactions using the code ‘WEB,’ the sender’s name will appear in the Individual ID field on the ACH History Inquiry dialog box for the incoming transaction. To help your members determine where a transaction originated, Portico will move the name from the Individual ID field to the Statement Description field in the member's financial transaction history. Refer to the History and IRA Codes reference for statement descriptions.
Trace Number	The 17-digit draft trace number for a share draft or loan draft.
IRD	The Image Replacement Document code associated with all share and loan drafts.
Draft R/T	The draft route and transit number associated with the transaction. Reporting Analytics: SD Route Transit (Located in History/Member Financial History subject and Share/Member Share History subject)
Draft ID	The share or loan draft ID associated with the transaction. Reporting Analytics: Shr Draft ID (Located in History/Member Financial History subject and Share/Member Share History subject)

General Ledger Effects: none | Related Reports: none

Portico Host: 28A, HINQ (286, 287, 288)