ACH Return Items List

The ACH Return Items window lets you view a list of return items for a particular date, a particular account number, or both. Return records created from the ACH Exception Items window and the ACH Return Item – New window will appear on the ACH Return Items window. Return records will be available to view online for 10 days.

To use the ACH Return Items window, the Returns check box must be selected on the Credit Union Profile – ACH/Payroll tab and you must be set up as an ACH originator with your Federal Reserve Bank.

To access the ACH Return Items window, on the Portico Explorer Bar, click ACH in the Operations menu. On the ACH top menu bar, click Exception Processing, then click ACH Return Items to review existing items.

ACH Return Items

How do I? and Field Help

Click the Return Date down arrow to select a date from the pop-up calendar or enter the date in MM/DD/YYYY format. Then, click Search to view the list of return items.

To view only member or GL items, click the Member option or GL option. To view the return items beginning with a specific account number, enter the member account number or general ledger account number followed by the branch (Length: 13 numeric). Then, click Search. Click Reset to clear the search criteria.

The Return Totals group box displays the total count and amount of debit items, total count and amount of credit items, and total count of prenote items.

To enter a manual return, click Add Item to open the ACH Return Item – New dialog box.

Click the left and right arrows next to the green arrow to scroll to the previous or next rejected draft file. Click the export icon to export the list to a Microsoft Excel spreadsheet.

Column Heading	Description
Account	The member number or general ledger account number associated with the ACH item. Length: 12 numeric for member number or 6 numeric for general ledger account number Keyword: AN
Name	The receiving account holder's name. A name must be entered in this field for Standard Entry Class code WEB . For Standard Entry Class code ENR, use the following format when typing the name of the person receiving the benefits: First Name - Characters 1-7 Last Name - Characters 8-22 For example, type Jonathon Member as JONATHOMEMBER and type Julie Member as JULIE MEMBER. Federal requirements dictate that the last name must always begin in position 8. If the receiver of benefits is a company (representative payee indicator = B), enter the company name starting in position 1. Length: 22 alphanumeric Keyword: NM Found on the 170 Report.
Amount	The amount of this ACH transaction. A valid ACH transaction amount can be 0 through 99,999,999.99. Length: 11 numeric including decimal Keyword: AM Found on the 170 Report. If the Transaction Code field is 22, 27, 32, 37, 42, 47, or 52, the Amount field cannot be zero. If the Transaction Code field is 23, 28, 33, 38, 43, 48, or 53, the Amount field must be zero or greater. If the Transaction Code field is 24, 34, 44, or 54, the Amount field must be zero.
Tran Code	The required NACHA transaction code specified on the item received. (Found on the 170 Report.) The system will convert the incoming ACH transaction code to the appropriate transaction code. Valid options are: 05 - Loan Advance 22 - Credit to share draft/checking - valid for micro-entries, valid receiving transaction for same-day outgoing ACH credit item 23 - Prenote or ENR of credit to share draft checking 24 - Acknowledgment to share draft/checking 27 - Debit to share draft/checking - valid for micro-entries, valid back-office transaction for Person-to-Person (P2P) credit transactions and same-day outgoing ACH debit items. 28 - Prenote of debit to share draft/checking - valid receiving transaction for micro-entries, frequency must be Request, and effective date must be 3 business days in the future. 32 - Credit to shares/savings - valid for micro-entries, valid receiving transaction for same-day outgoing ACH credit item 33 - Prenote or ENR of credit to shares/savings 34 - Acknowledgment to shares/savings 37 - Debit to shares/savings - valid for micro-entries, valid back-office transaction for Person-to-Person (P2P) credit transactions and same-day outgoing ACH debit items. 38 - Prenote of debit to shares/savings - valid receiving transaction for micro-entries, frequency must be Request, and effective date must be 3 business days in the future. 42 - Automated general ledger deposit (credit) - valid receiving transaction for same-day outgoing ACH credit item 43 - Prenotification of general ledger credit authorization 47 - Automated general ledger payment (debit) - valid back-office transaction for same-day outgoing ACH debit items. 48 - Prenotification of general ledger debit authorization 52 - Automated loan account deposit (credit) - valid receiving transaction for same-day outgoing ACH credit item 53 - Prenotification of loan account credit authorization 54 - Acknowledgment to loan 55 - Debit to loan (reversal only) Length: 2 numeric Keyword: TC
Trace Number	The trace number assigned by the originating institution. Length: 7 alphanumeric Keyword: TR Found on the 173 Report under the heading RETURN TRACE.
ACH File Date	The file date for the ACH item
SEC Code	The type of items in the batch. The valid options are: ACK - ACH Payment Acknowledgment ADV - Automated Account Advices ARC - Accounts Receivable Entry ATX - Financial EDI Acknowledgment BOC - Back Office Conversion CCD - Corporate Credit or Debit CIE - Customer Initiated Entries COR - Automated Notification of Change CTP - Corporate Trade Payment CTX - Corporate Trade Exchange DNE - Death Notification Entries ENR - Automatic Enrollment Entry IAT - International ACH Transaction MTE - Machine Transfer Exchange POP - Point of Purchase Entry POS - Point of Sale PPD - Pre-arranged Payments and/or Deposits RCK - Represented Check Entry TEL - Telephone Initiated Entry TRC - Truncated Entries TRX - Truncated Entries Exchange WEB - Internet Initiated XCK - Destroyed Check Entry Length: 3 alphanumeric Keyword: SE Found on the 178 Report.
Return Codes	The reason why the ACH item was returned or rejected. For a complete list of valid return codes, click Return Codes.
Details	Click the Details icon button to open the ACH Return Item - Inquiry/Maintenance dialog box for the selected item.