Viewing Loan Details

The Loan Details dialog box displays additional information about a guest member's loan, including:

• The number associated with the specified account.
• The issuer-defined description of the account.
• The type of account.
  
• The due date for the next loan payment.
• The amount of the loan payment due.
• The amount required to pay off the loan on the current date.
• The 10-day payoff amount, effective 10 days from the current date.
• The credit limit on a credit card or line of credit loan.
• The daily interest rate on the loan.
• The current balance on the loan.
• The available balance on a credit card or line of credit loan.

To view additional information about a guest member's loan, click the Details icon button on the loan account row in the account listing grid to open the Loan Details dialog box.

The guest member's issuer credit union appears at the top of the dialog box.

The Member Information group box displays the guest member's name, taxpayer ID number, the joint name associated with the guest member's account, and the guest member's address and phone number. For Portico issuer credit unions, the member's statement name (25 characters) will appear. Portico partially masks taxpayer ID numbers. An eye indicator will appear within the field to indicate that you have permission to view the taxpayer ID number. You can click inside the field to show the taxpayer ID. When you tab out of the field, the taxpayer ID will be masked. The taxpayer ID will remain unmasked as long as the field has focus. No special security permissions are required to view the taxpayer ID number for a guest member. To view the taxpayer ID number for a member of your credit union, you must be assigned to the Portico – User Can View/Maintain TIN security group or a credit union-defined security group with the Portico – User Can View TIN permission or the Portico – User Can Maintain TIN permission.

To identify an account as a member or business account for a Portico issuer credit union, Portico uses the Taxpayer ID Type drop-down list on the Stmts/Reporting/Notices tab to determine if an account is a business account or a member account.

• If the Taxpayer ID Type field is SSN or ITIN, then the account will be considered a member account.
• If the Taxpayer ID Type field is EIN, then the account will be considered a business account.

If the account is a business account, the ‘Business Account’ indicator will appear above the guest member's name. Nothing will appear if the account is identified as a member account.

The Account Information group box displays number associated with the specified account, the issuer-defined description of the account, and the type of account. For Portico issuer credit unions, the complete 28-character account description for the account type will display. The type of account can be:

• 10 - Share or Savings Account
• 18 - Individual Retirement Account (IRA)
• 20 - Share Draft or Checking Account
• 28 - Negotiable Order Withdrawal (NOW)
• 50 - Money Market
• 24 - Certificate
• 30 - Credit Line
• 38 - Credit Card
• 90 - Installment Loan
• 91 - Mortgage Loan

The Loan Information group box will display the following information:

Field	Description
Next Payment Date	The due date for the next loan payment.
Payment Amount	The amount of the loan payment due.
Same Day Payoff Amount	The amount required to pay off the loan on the current date.
10 Day Payoff Amount	The amount required to pay off the loan, effective 10 days from the current date.
Credit Limit	The credit limit on a credit card or line of credit loan.
Daily Interest	The daily interest rate on the loan. This is the amount of interest that accrues in a single day based on the outstanding balance. For example, If the interest for a single day is $1.56, this field would display 1.56000.
Current Balance	The current balance on the loan.
Available Balance	The available balance on a credit card or line of credit loan.
Date Opened	The date the loan was opened.

The Messages box contains important messages or information about the account.

Click Close to close the dialog box.

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